Fintoch distinguishes itself from other decentralized financial platforms by leveraging its proprietary HyBriid technology, which substantially boosts its security standards. The HyBriid technology utilizes "zero-knowledge proof" and "multiple signatures" technology to significantly enhance the security of smart contracts. When a transaction occurs, the lending contract wallet necessitates two out of the three parties - the borrower and two anonymous supervisory nodes - to provide private key authorization before funds are released. These three parties must comply with the agreement to utilize the funds jointly. Cheating or fraud requires all ten supervisory nodes to collude with the borrower, which is highly improbable. Additionally, HyBriid technology monitors users' investments in real-time, ensuring end-to-end supervision from investment to fund recovery. In the event of losses, smart contracts activate an automatic stop-loss to safeguard investors' funds and minimize losses. With Fintoch's HyBriid technology, the flow of funds in decentralized transactions is more transparent and secure.